Fast Facts:
Solving the region's affordable housing crisis requires a portfolio of policies to preserve existing affordable housing, produce more housing, and protect people from discrimination and displacement.
Local jurisdictions submitted data to enable the region to track housing production, preservation, and rental affordability.
Number of units built by type
Share of units affordable to households with low incomes
Share of affordable units in COG Activity Centers or near high-capacity transit
Units built affordable to households with incomes 0-29.9% of area median
Units built affordable to households with incomes 30-49.9% of area median
Units built affordable to households with incomes 50-79.9% of area median
Number of units permitted by type
Number of units
Number of units preserved as committed affordable by type
Note: Charles, Frederick, Rockville, City of Fairfax, Prince William, and Manassas do not track preservation.
Discriminatory actions and racist public policies have produced inequitable outcomes for Black, Indigenous, and people of color in the Washington region, including lower incomes and wealth, lower homeownership rates, and higher rates of housing cost burden.
Share of mortgage originations by race and ethnicity, 2022
For first-lien owner-occupied home purchases of 1-4 unit dwellings
Note: Categories are mutually exclusive, borrowers identifying as Hispanic are not also represented in a race category. For mortgages with an applicant and a co-applicant, if they identify the same way they are captured in that category, otherwise if they have different identities they would be included in the Indigenous or Multiple race category.
Source: Home Mortgage Disclosure Act
Ratio of denial rates for mortgages between white borrowers and borrowers of color, 2022
For first-lien owner-occupied home purchases of 1-4 unit dwellings
Note: If White borrowers and borrowers of Color were denied mortgages at the same rate we would expect to see a ratio equal to 1. Values under 1 indicate that borrowers of Color have higher denial rates than White borrowers.
Source: Home Mortgage Disclosure Act
Understanding how household incomes relate to the supply of affordable rental and homeownership units will inform jurisdictions' efforts to meet the current and future housing needs of residents.
Share of mortgage originations to households with moderate incomes and below, 2022
For first-lien owner-occupied home purchases of 1-4 unit dwellings
Source: Home Mortgage Disclosure Act
Advisor to the City Manager for Diversity, Equity, and Inclusion
Director, Department of Housing and Community Development