[Greater DC]

City of Gaithersburg

Fast Facts:

  • Gaithersburg was home to 68,952 people and had 25,264 housing units in 2022. Since 2010, Gaithersburg has added an average of 700 people and 200 housing units per year.
  • Forty-nine percent of households were renters and 50 percent of renters had unaffordable housing costs.
  • Gaithersburg did not meet the annual production target of 290 units, with no new units built in 2023. Cumulatively, Gaithersburg has produced at least 849 units since 2020, short of its 4-year target of 1,160.
Sources: Census Population and Housing Unit Estimates, Decennial Census, American Community Survey (2018-22), and the HIT survey of local jurisdictions.
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City of Gaithersburg
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Policy Status

Solving the region's affordable housing crisis requires a portfolio of policies to preserve existing affordable housing, produce more housing, and protect people from discrimination and displacement.

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Right of First Refusal

  • City of Gaithersburg

Preservation Inventory - Subsidized

  • City of Gaithersburg

Preservation Inventory - Unsubsidized

  • City of Gaithersburg

Rental Assistance Demonstration

  • City of Gaithersburg

Energy Efficiency Upgrades for Homeowners

  • City of Gaithersburg

Energy Efficiency Upgrades of Affordable Housing

  • City of Gaithersburg

Housing Outcomes

Local jurisdictions submitted data to enable the region to track housing production, preservation, and rental affordability.

Amount of Housing

Number of units built by type

02004006008001,000Units16620700City of Gaithersburg2020202120222023
Multifamily
Single-family

Affordability of Housing

Share of units affordable to households with low incomes

020406080100Percent City ofGaithersburg5%9%
2020
2021
2022

Accessibility of Housing

Share of affordable units in COG Activity Centers or near high-capacity transit

020406080100Percent City ofGaithersburg0%0%100%
2019
2020
2022

Housing Cost: Lowest
Percentage
# of Units

Units built affordable to households with incomes 0-29.9% of area median

020406080100Share of annual target City ofGaithersburg0%0%0%0%
2020
2021
2022
2023

Housing Cost: Low
Percentage
# of Units

Units built affordable to households with incomes 30-49.9% of area median

020406080100Share of annual target City ofGaithersburg0%0%0%0%
2020
2021
2022
2023

Housing Cost: Low-Middle
Percentage
# of Units

Units built affordable to households with incomes 50-79.9% of area median

020406080100Share of annual target City ofGaithersburg7%96%0%
2020
2021
2022
2023

Building Permits for New Construction

Number of units permitted by type

05001,0001,5002,000Units2267500City of Gaithersburg202120222023
Multifamily
Single-family

Affordable Housing in Development

Number of units

05001,0001,5002,000Units7400City of Gaithersburg202120222023
In the pipeline
Under construction

Affordable Housing Preservation

Number of units preserved as committed affordable by type

0200400600800Units000City of Gaithersburg20222023
Units with existing subsidies
Units previously unsubsidized

Note: Charles, Frederick, Rockville, City of Fairfax, Prince William, and Manassas do not track preservation.

Structural Racism

Discriminatory actions and racist public policies have produced inequitable outcomes for Black, Indigenous, and people of color in the Washington region, including lower incomes and wealth, lower homeownership rates, and higher rates of housing cost burden.

Homebuying

Share of mortgage originations by race and ethnicity, 2022

For first-lien owner-occupied home purchases of 1-4 unit dwellings

020406080100Percent City ofGaithersburgRace and ethnicity7%9%11%24%49%
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous or Multiple race
White

Note: Categories are mutually exclusive, borrowers identifying as Hispanic are not also represented in a race category. For mortgages with an applicant and a co-applicant, if they identify the same way they are captured in that category, otherwise if they have different identities they would be included in the Indigenous or Multiple race category.

Source: Home Mortgage Disclosure Act

Credit Denials

Ratio of denial rates for mortgages between white borrowers and borrowers of color, 2022

For first-lien owner-occupied home purchases of 1-4 unit dwellings

00.20.40.60.81Ratio City ofGaithersburg0.298

Note: If White borrowers and borrowers of Color were denied mortgages at the same rate we would expect to see a ratio equal to 1. Values under 1 indicate that borrowers of Color have higher denial rates than White borrowers.

Source: Home Mortgage Disclosure Act

Housing Context

Understanding how household incomes relate to the supply of affordable rental and homeownership units will inform jurisdictions' efforts to meet the current and future housing needs of residents.

Affordable Homebuying

Share of mortgage originations to households with moderate incomes and below, 2022

For first-lien owner-occupied home purchases of 1-4 unit dwellings

020406080100Percent City ofGaithersburg30%24%
0-80% of AMI
80-120% of AMI

Source: Home Mortgage Disclosure Act

Equity Officer

  1. Hazel Monae

    Hazel Monae

    Racial Equity, Diversity and Inclusion Program Manager

Housing Official

  1. Maureen Walker

    Maureen Walker

    Program Coordinator; Division of Housing